This economic meltdown has really placed a dent on a lot of consumer's credit ratings. If your home was foreclosed, your credit was definitely affected and it may take a while before you can borrow money again.
Yet, your credit rating doesn't just get affected by real-life events. There are times that your records may not reflect what your credit is actually supposed to reflect. There could be erroneous errors within your credit record that you may not have time to clean up. A company can surely help. Have you checked out your rmcn ranking lately?